Contractors Insurance in Blairsville, GA

Contractors insurance is a package of policies that may help contractors reduce financial stress in case of third-party injuries, property damage, equipment loss and other hazards. Many contractors need it to meet legal and client requirements and secure contracts.

Essential Coverage Options for Georgia Contractors

Every construction business is different, which is why Esquire Insurance Services of Georgia offers various insurance options, such as the following:  man in red jacket and black pants walking

  • General liability insurance may cover third-party claims of bodily injury, property damage or personal and advertising injury.
  • Workers’ compensation insurance may provide medical and wage benefits to employees who experience work-related injuries or illnesses.
  • Commercial auto insurance may cover property damage and liability arising from accidents involving company-owned vehicles and their drivers.
  • Tools and equipment insurance may reimburse the costs of repairing or replacing machinery or tools following theft or damage by covered events.
  • Professional liability insurance may provide financial support if a client claims your work was faulty or incomplete.
  • Builder’s risk insurance may cover buildings and materials during construction or renovation projects.

How Much Does Contractors Insurance Cost?

Contractors insurance rates often vary based on many factors, such as the type of work you perform, workforce size, claims history, coverage limits and the specific policies you choose. For example, a general contractor managing multiple employees and large projects may pay more than a solo subcontractor with fewer risks. Speak to one of our agents to help determine how much coverage may cost for your business.

Get a Custom Quote

Esquire Insurance Services of Georgia offers Georgia contractors customized insurance solutions. We can assess your risks, discuss coverage options and help you meet all state and client requirements. Contact our team today to get a personalized quote.

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